FINANCING OPTIONS
We offer a few different financing options, which are as follows:
Payplan by RBC – Payplan by RBC offers a variety of interest rates depending on your own personal credit. Payplan by RBC is offered on orders up to $10,000.00. Payplan by RBC is integrated into our Shopify check out as a payment method. So as you're checking out, instead of selecting credit card, or Apple Pay, for example, you would select Payplan by RBC. You would then be redirected to their page where you would sign up, and they would determine what interest rate you would be offered. We have the Payplan by RBC prequalifying tool here.
Affirm – Affirm financing is available for 6-, 12-, and, 24-month plans. 0% APR is offered to qualified customers who select the shortest term (6 months). 10-30% APR is offered to qualified customers who select the 12- or 24-month plans. For more information, please visit https://www.affirm.com/en-ca/. Affirm is integrated into our Shopify checkout as a payment method.
Humm Financial – Humm Financial offers flexible equal payments at 9.99% interest for 6- and 12-month terms, and 15.99% interest for 18-60 month terms, for all qualifying customers. Humm is offered on orders up to $30,000.00. Humm Financial is integrated into our Shopify checkout as a payment method. Pre-Approval Link (create an account to get started).
They all do soft credit checks so it won't affect your credit rating, and none of them have pre-payment penalties, so you can pay it off any time you wish.